G

Gentera
GENTERA *

Last Price

Financial Snapshot

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Market Data

Market Cap
MX$72.77B
EV
-
Shares Outstanding
1.58B
Beta
0.27
Industry
Financial - Credit Services

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
15
P/E 2025E
8.82x
P/B 2025E
2.07x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
26.23%
Net Profit Margin 2025E
17.51%
ROE 2025E
25.02%
ROA 2025E
7.38%

Dividends

DPS 2025E
MX$1.52
Payout Ratio 2025E
29.12%
Div. Yield 2025E
3.31%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Gentera, S.A.B. de C.V.

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G

Gentera, S.A.B. de C.V.

GENTERA *

Gentera, S.A.B. de C.V. provides various financial products and services in Mexico and Peru. The company offers savings, loans, including commercial, consumer, personal, as well as microcredits, and insurance services. It also provides insurance agent services. The co...

Sector

Financial Services

Industry

Financial - Credit Services

CEO

Majos Ramirez, Enrique

Employees

28,100

IPO Date

2010-12-30

Headquarters

Insurgentes Sur 1458, Colonia Actipan, Alcaldia Benito Juarez, Mexico City, Distrito Federal, 03230, Mexico

📊 Stock Price & Performance

The last closing price of Gentera (GENTERA *) is MX$46.08, reflecting a -0.69% change from the prior session. Last updated: January 1, 2026 at 3:04 PM Eastern Time

Review the recent GENTERA * stock performance trends:Past 1 Month: Gentera (GENTERA *) shares have +6.91%.Past 3 Months: The stock has -2.97%.Past 6 Months: GENTERA * shares have +14.94%. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Over the last year, Gentera (GENTERA *) has established a 52-week price range between a high of MX$51.72 and a low of MX$23.26. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Gentera (GENTERA *) is considered a low volatility stock. It has a beta of 0.27, which means it typically moves 0.27 times as much as the broader market. Over the past 52 weeks, GENTERA * has traded within a MX$23.26 – MX$51.72 range. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Based on current GENTERA * analyst forecasts and market assumptions, the consensus price target for Gentera (GENTERA *) is MX$49.86 for 2027. Relative to the current price of MX$46.08, this implies a positive upside of +8.20%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 3:04 PM Eastern Time

A MX$1,000 investment in Gentera 5 years ago, when the stock was trading around MX$9.73, would be worth approximately MX$4735.27 today, based solely on share price performance (excluding dividends). This represents a total return of 373.53% over the period, equivalent to a compound annual growth rate (CAGR) of 36.48%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:39 PM Eastern Time

💰 Financial Metrics & Reports

The current Gentera (GENTERA *) market capitalization is approximately MX$72.77B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Gentera's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:39 PM Eastern Time

In the most recently reported quarter, Gentera (GENTERA *) generated MX$12.19B in revenue, representing a +24.01% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately MX$12.58B, implying an expected +13.65% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:17 AM Eastern Time

In the most recently reported fiscal year, Gentera (GENTERA *) generated net income of MX$6.00B, compared with MX$4.72B in the prior fiscal year, representing a +27.16% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of MX$8.28B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:17 AM Eastern Time

Based on the latest available data, Gentera (GENTERA *) is currently trading at a last twelve months (LTM) P/E ratio of 8.68x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 7.99x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 3:04 PM Eastern Time

📅 Earnings & Dividends

Gentera (GENTERA *) is currently scheduled to report its next earnings results on February 23, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:39 PM Eastern Time

In the most recently reported quarter, Gentera (GENTERA *) revenue was MX$12.19B, compared with analyst consensus expectations of MX$11.71B, representing a +4.09% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were MX$1.33, compared with consensus estimates of MX$1.25, resulting in an +6.40% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:17 AM Eastern Time

Gentera (GENTERA *) does not currently pay a dividend, and dividends over the last twelve months (LTM) totaled MX$0.00 per share However, based on analyst expectations and forward-looking assumptions, the company is expected to initiate dividend payments over the next twelve months (NTM), with estimated dividends of MX$1.65 per share. This would imply a forward dividend yield of +3.58% at the current share price. Dividend initiation expectations are subject to uncertainty and depend on future earnings, cash flow generation, capital allocation decisions, and board approval. There is no guarantee that an anticipated dividend will be declared or paid. Last updated: January 1, 2026 at 2:17 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Gentera (GENTERA *) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: MX$46.08Consensus price target: MX$49.86Implied return: +8.20% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 3:04 PM Eastern Time

Based on the latest available analyst coverage, Gentera (GENTERA *) currently carries a Outperform consensus rating. Analysts' average GENTERA * price target is MX$49.86. Relative to the current share price of MX$46.08, this suggests a potential price change of approximately +8.20%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 3:04 PM Eastern Time

Like other publicly traded stocks, Gentera (GENTERA *) shares are bought and sold on stock exchanges such as BMV and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Gentera (GENTERA *) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add GENTERA * to your watchlist.

Gentera trades under the ticker symbol GENTERA * on the BMV stock exchange. The ticker GENTERA * is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Gentera (GENTERA *) employs approximately 28,100 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Gentera (GENTERA *) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Gentera (GENTERA *) stock peers based on overlapping products, services, and competitive dynamics:Banco del Bajío (BBAJIO O)Regional (R A)FinVolution Group (FINV)Muthoot Finance (MUTHOOTFIN)LexinFintech Holdings (LX)Green Dot (GDOT)Acom (8572)Allied Group (373) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Gentera.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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